Terms & Conditions

Last Updated: March 4, 2026

1. Agreement to Terms

By accessing and using the Hermiston Payless website (hermiston-payless.com), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services.

2. Services Description

Hermiston Payless is a direct lender providing business funding solutions including working capital loans, revenue-based financing, equipment financing, short-term financing, business lines of credit, and expansion funding. All funding is subject to approval and terms may vary based on applicant qualifications.

3. Eligibility

To use our services, you must be at least 18 years old, a legal resident of the United States, and authorized to enter into binding contracts. Business applicants must have an active, legally registered business.

4. Application Process

Submitting an application through our website does not guarantee approval or funding. All applications are subject to review and verification. We reserve the right to request additional documentation and to approve or decline any application at our sole discretion.

5. Accuracy of Information

You agree that all information provided in your application and communications with Hermiston Payless is accurate, complete, and truthful. Providing false or misleading information may result in denial of your application and potential legal action.

6. SMS Terms & Conditions

By opting in to receive SMS/text messages from Hermiston Payless, you acknowledge and agree to the following:

7. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Hermiston Payless and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our written consent.

8. Limitation of Liability

Hermiston Payless shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services. Our total liability shall not exceed the amount paid by you, if any, for accessing our website.

9. Disclaimer

Our website and services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee that our website will be uninterrupted, error-free, or free of viruses or other harmful components.

10. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Oregon, without regard to its conflict of law principles.

11. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on this page. Your continued use of our website constitutes acceptance of the revised terms.

12. Contact Us

If you have questions about these Terms and Conditions, please contact us at:

Hermiston Payless
Email: jack@hermiston-payless.com